VESTORALOCKED SHARES
Liquid dollars.
Credit against your future shares. Your cliff is twelve months out. Your rent isn’t. Vestora locks tokenised RSUs into an on-chain vesting position and lends USDG against the unlock schedule, so you keep the grant instead of dumping it on a secondary desk.
Vesting credit · Robinhood Chain · 4663
$VSTR on Robinhood Chain · verify this address before you trade
$VSTRTwo sides of the same schedule.
For employees
You hold a grant you cannot touch.
Lock the tokenised award, draw up to 35% of its discounted value in USDG, and let each unlock tranche pay the loan down automatically. Nothing is sold, the cliff is untouched, and the position burns itself when the debt clears.
Lock a grantFor funds
You want the yield without the lockup.
Supply USDG to the reserve and earn the borrow rate paid by vesting positions, or buy future unlock tranches outright on the market at a price you set. Every position is overcollateralised against a published schedule you can read on-chain.
Supply the reserveFour moves, then the position closes itself.
01
Lock
Deposit the tokenised award into a vesting position. Cliff, duration and beneficiary are written once and cannot be edited afterwards.
02
Borrow
Collateral is the schedule's present value — spot minus a 25% haircut. Draw USDG up to 35% of that.
03
Unlock stream
Each tranche that vests either repays debt automatically or lands in your wallet. One toggle, changeable at any time.
04
Close
Repay the balance and the position burns. Remaining shares transfer out free of any protocol claim.
Read your own schedule.
Same maths the contract runs. Move the grant and the clock to see what the position would lend against today.
8 months to the cliff · nothing claimable yet
Grant at spot
$278,400
Collateral value (−25%)
$208,800
Max LTV 35%
$73,080
Secondary at −40%
$167,040
Borrowing $73,080 keeps the whole grant. Selling the same grant on a secondary desk at a 40% discount hands over $111,360 of upside permanently.
Markets.
| Asset | Programme | Max LTV | Haircut | Liquidation | Loan asset |
|---|---|---|---|---|---|
| tAAPL | Apple RSU | 35% | 25% | 50% | USDG |
| tNVDA | NVIDIA RSU | 35% | 25% | 50% | USDG |
| tMSFT | Microsoft RSU | 35% | 25% | 50% | USDG |
| tGOOGL | Alphabet RSU | 35% | 25% | 50% | USDG |
| tTSLA | Tesla RSU | 35% | 25% | 50% | USDG |
| tAMZN | Amazon RSU | 35% | 25% | 50% | USDG |
Live sizes, utilisation and reserve depth are on the live stats tab.
$VSTR.
Marketplace fee discount
Holders pay a reduced protocol fee when selling future unlock tranches on the early-unlock market.
Priority listings
New vesting programmes queue for listing; staked $VSTR moves a programme up that queue.
Parameter governance
Haircut and LTV caps per asset are set by token vote, inside hard bounds the contract enforces.
First-loss staking
Staked $VSTR absorbs the first slice of any shortfall left after a liquidation, ahead of lenders.